MBA Vacancy at Kotak

Kotak invited applications for the post of Credit Manager-AGRI-FIN-PROJECTS (AF)-Credit

Qualifications

• MBA, CA

• Excellent written and oral communication skills

• Chartered Accountant with 2

• Good analytical skills

Responsibilities:

• To provide sound, independent (unsolicited) credit advice, recommendations and quality feedback on Agri SME credit proposals.

• Handling all types of working capital (Fund base and Non-fund based limit), Commodity finance and Project loans for Agri SME enterprises.

• Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.

• As per Approval Authorizations, presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all their queries.

• Meeting Customer and making Site visits at factory/office/residence of the client, viewing the working capacities of the business, inventory and working environment of the business.

• To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit / economic developments.

• To monitor and manage local credit portfolio and other risks on a proactive basis by having an in-depth knowledge on individual credit-takers. Engage in discussions with the business to modify account strategy / credit rating etc as warranted.

• Manage and ensure timely renewal of accounts and enhancement of portfolio.

• To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions with the business teams.

JOB LOCATION: Hisar, Haryana, India

For more details and to apply, click here

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