The HSBC has invited applications for the post of AVP- Financial Spreading -GSC’S.
Responsibilities:
- The nature of the role requires expert understanding of Accounting Standards, Financial Reporting Standards like IFRS and the end to end lending cycle.
- Good understanding of Credit Risk rating systems, Financial Ratio Analysis and BASEL Norms is desirable.
- It is necessary to lead and motivate staffs to build up an open and sharing environment to motivate procedure/process change, and also to maintain a mindset of control
- To manage the integration of varying Group companies into operations whilst maintaining the overall quality and efficiency in the Credit Services.
- Actively building positive relationships with varying Group companies will be a major facet in achieving process transformation in the process
- Knowledge management and cross training across multiple entities in lending documentation process
- Drive and deliver process simplification and standardization across multiple entities in lending documentation process
- Drive and deliver transformation projects across multiple entities in lending documentation process the process of delivering transformation projects in a dynamic work environment to manage procedure change and deliver process transformation
- Ensure quality control is in place across multiple entities in lending documentation process
- The jobholder will also continually reassess the operational risks associated with the role and inherent in the business, taking account of changing economic or market conditions, legal and regulatory requirements, operating procedures and practices, management restructurings, and the impact of new technology.
- This will be achieved by ensuring all actions take account of the likelihood of operational risk occurring.
- Also by addressing any areas of concern in conjunction with line management and/or the appropriate department
- The jobholder will also adhere to and be able to demonstrate adherence to internal controls. This will be achieved by adherence to all relevant procedures, keeping appropriate records and, where appropriate, by the timely implementation of internal and external audit points, including issues raised by external regulators.
- This will be achieved by adhering to all relevant processes/procedures and by liaising with Compliance department about new business initiatives at the earliest opportunity. Also and when applicable, by ensuring adequate resources are in place and training is provided, fostering a compliance culture and optimizing relations with regulators.
Qualifications:
- Post Graduate in Commerce, MBA Finance, CA/ CA (Inter), CFA/ CPA or similar qualification
- 10 years of relevant experience for an internal Candidate, 12 + years of experience for an external candidate
- Must with strong knowledge of credit products in banking, post approval, lending docs, loan processing
- Experience of Credit Risk Rating systems and Financial Reporting is an added advantage.
- Hands on working knowledge of corporate credit operations
- Excellent verbal & written communication skills
- Strong negotiation & persuasive skills
- Good knowledge of the HSBC Group – organization, culture & policies
Location: Kolkata
For more details and to apply, click here:
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