State Bank of India(SBI) is inviting application from desired CA/MBA (Finance) qualifiers for the role of SME Credit Analyst. Candidates around 25 to 35 years of age with a minimum of 3 years of work experience are preferred.
The State Bank of India is an Indian multinational, public sector banking and financial services statutory body. It is a government corporation statutory body headquartered in Mumbai, Maharashtra. SBI is ranked 236th in the Fortune Global 500 list of the world’s biggest corporations of 2019.
Job Description
- Carrying out of Due diligence on credit proposals assigned
- Timely completion of Review / Renewals as Appraiser, including Credit Risk Assessment proposals
- Securing maximum marks for the AMT in Credit Audit in Pre-Sanction
- Assisting Relationship Manager in achieving Budgeted growth in Advances for the AMT
- Assisting Relationship Manager in achieving Budgeted growth in Other Income for the AMT
- Adhering to Turn around Time for processing New / Existing proposals
- Ensuring ABS considered for the proposals are the same as filed with ROCs
- Ensuring achievement of satisfactory RAROC (Risk-adjusted Return on Capital) for each unit in the AMT
Basic Qualification
- CA/ MBA (Finance) / PGDM (Finance) /PGDBM(Finance) or equivalent post graduation degree (Two years full time regular course) from Recognized University/College.
Post Qualification Work Experience
- Minimum 3 years’ of post basic qualification work experience as on 01.01.2020 in a Bank/NBFC/PSU/FIs/Credit Rating Agency. Post qualification experience in high-value credit is a must. Experience should be in appraisal/assessment of credit proposals of medium/large corporate.
Specific Skills Required As on 01.01.2020
- Analysis of Balance Sheet / Appraisal of Credit Proposal, Credit Monitoring & follow up.
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