RBI Directs Banks to File Internet and Mobile Banking Returns via New CIMS Portal from August [Read Notification]
RBI mandated banks to file monthly internet and mobile banking returns via its new CIMS portal from August 2025
![RBI Directs Banks to File Internet and Mobile Banking Returns via New CIMS Portal from August [Read Notification] RBI Directs Banks to File Internet and Mobile Banking Returns via New CIMS Portal from August [Read Notification]](https://images.taxscan.in/h-upload/2025/09/08/2084660-rbi-taxscan.webp)
The Reserve Bank of India (RBI) has issued a notification dated September 5, 2025, announcing that banks must now submit internet and mobile banking returns through the newly launched Centralised Information Management System (CIMS) portal.
According to the RBI’s Department of Payment and Settlement Systems, two specific returns will now be filed on CIMS: the Internet Banking Return (R065) and the Mobile Banking Return (R102). Both returns are to be submitted monthly, beginning with the reporting period of August 2025. This means the first set of returns under the new system is due by September 7, 2025.
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Who Must Comply
- All Scheduled Commercial Banks (SCBs) including RRBs,
- Urban Cooperative Banks (UCBs),
- State Cooperative Banks (StCBs),
- District Central Cooperative Banks (DCCBs),
- Payment Banks, and
- Small Finance Banks
The RBI has already created Admin User accounts for each reporting entity in the CIMS portal. These Admin Users are responsible for generating login credentials for the staff members who will actually submit the returns. The reporting entities have been instructed to log in to the CIMS portal here and ensure timely submission.
The RBI observed that the existing rule requiring banks to submit monthly returns by the 7th of the following month will continue under the new system. For example, the return for August 2025 must reach the RBI by September 7, 2025.
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