Union Budget 2025: Detailed List of New & Revised Government Schemes

The Union Budget 2025-26, presented by Finance Minister Nirmala Sitharaman introduced several new government schemes and modifications to existing programs to drive economic growth, rural development, social welfare, and technological advancement. The budget explained agriculture, MSMEs, housing, social security, infrastructure, and research to ensure inclusive progress for all sections of society.

This article provides a detailed breakdown of the newly launched and revised schemes, discussing their objectives and key features.

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Scheme Name	Objective	Key Features
Prime Minister Dhan-Dhaanya Krishi Yojana	Improve agricultural productivity and sustainable farming	Targets 1.7 crore farmers across 100 districts, improves irrigation, post-harvest storage, and credit access.
Aatmanirbharta in Pulses	Achieve self-sufficiency in pulse production	6-year mission focusing on Urad, Tur, and Masoor pulses, procurement by NAFED and NCCF, better seed quality.
Rural Prosperity and Resilience Programme	Address rural underemployment and boost economic activity	Invests in agriculture technology, skilling, and financial independence for rural women and landless families.
Scheme for First-Time Entrepreneurs	Provide financial support for new SC/ST and women entrepreneurs	Rs. 2 crore term loans for 5 lakh entrepreneurs over five years, online capacity-building programs.
Credit Guarantee Fund for MSMEs & Startups	Improve credit access for small businesses and startups	Credit guarantee increased from Rs. 5 crore to Rs. 10 crore for MSMEs, Rs. 10 crore to Rs. 20 crore for startups.
Fund of Funds for Startups	Expand startup funding with a dedicated financial pool	New Rs. 10,000 crore fund to support venture capital investments in startups.
Social Security Scheme for Online Platform Workers	Provide social security benefits to gig and platform workers	Registration and ID issuance via e-Shram, healthcare coverage under PM Jan Arogya Yojana.
Saksham Anganwadi and Poshan 2.0	Improve nutrition for children, pregnant women, and lactating mothers	Targets 8 crore children, 1 crore lactating mothers, enhanced cost norms for better implementation.
SWAMIH Fund 2 (Affordable Housing)	Complete stalled housing projects for middle-class families	Rs. 15,000 crore fund to complete 1 lakh housing units for middle-income families.
Jal Jeevan Mission	Ensure potable water access for all rural households	Extended to 2028, covering 100% of rural households with improved water access.
UDAN – Regional Connectivity Scheme	Improve air connectivity to remote and underserved regions	120 new destinations to be connected, expansion of small airports and helipads.
PM Gati Shakti	Modernize infrastructure planning using geospatial technology	National Geospatial Mission launched to enhance urban planning and land records.
Bharatiya Bhasha Pustak Scheme	Promote regional language education in schools and higher education	Digital books in regional languages to aid subject comprehension.
Atal Tinkering Labs	Encourage scientific thinking and STEM innovation in schools	50,000 Atal Tinkering Labs to be set up in government schools.
Employment-Led Growth in Tourism	Generate employment through tourism growth and business support	MUDRA loans for homestay businesses enhanced e-visa facilities.
PM Research Fellowship	Support advanced research in science and technology	10,000 fellowships for research students in IISc and IITs.

1. Strengthening Agriculture and Rural Development

Prime Minister Dhan-Dhaanya Krishi Yojana

Objective: Improve agricultural productivity and promote sustainable farming.

Key Features:

• Covers 1.7 crore farmers across 100 districts with low productivity.
• Encourages crop diversification and sustainable farming techniques.
• Establishes post-harvest storage infrastructure at the panchayat level.
• Improves irrigation facilities and access to short-term and long-term credit.

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Aatmanirbharta in Pulses

Objective: Achieve self-sufficiency in pulse production.

Key Features:

• 6-year National Mission focused on Urad, Tur, and Masoor pulses.
• Procurement by NAFED and NCCF for farmers registered under the scheme.
• Emphasis on climate-resilient seeds with higher protein content.
• Improved post-harvest storage management and assured price support.

Rural Prosperity and Resilience Programme

Objective: Address underemployment in rural areas and boost economic activity.

Key Features:

• Targets young farmers, small landholders, landless families, and rural women.
• Investment in agriculture technology, skilling, and business development.
• Promotes financial independence for rural women through enterprise development.
• Modernizes warehousing infrastructure and productivity enhancements.

2. Empowering MSMEs and Entrepreneurs

Revised MSME Definition

Objective: Enhance MSME capabilities in technology, scale, and financial access.-

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New MSME Classification:

Category	Investment Limit (Rs. Crores)	Turnover Limit (Rs. Crores)
Micro	2.5 (earlier 1)	10 (earlier 5)
Small	25 (earlier 10)	100 (earlier 50)
Medium	125 (earlier 50)	500 (earlier 250)

Scheme for First-Time Entrepreneurs

Objective: Provide financial support for women, Scheduled Castes (SC), and Scheduled Tribes (ST) entrepreneurs.

Key Features:

• Rs. 2 crore term loans for 5 lakh new entrepreneurs over five years.
• Special capacity-building programs to strengthen entrepreneurial skills.
• Encourages participation in high-growth sectors.

Credit Guarantee Fund for MSMEs & Startups

Objective: Enhance credit access for small businesses and startups.

Key Features:

• Credit guarantee increased from Rs. 5 crore to Rs. 10 crore for Micro and Small Enterprises.
• Startups now eligible for credit guarantee up to Rs. 20 crore.
• Customised credit cards with a Rs. 5 lakh limit for micro-enterprises registered on the Udyam portal.

Fund of Funds for Startups

Objective: Promote early-stage startup funding and innovation.

Key Features:

• New Rs. 10,000 crore Fund of Funds to boost venture capital investment in startups.
• Focuses on high-growth industries to strengthen India's startup ecosystem.

3. Strengthening Social Security and Housing

Social Security Scheme for Online Platform Workers

Objective: Provide gig and platform workers with social security benefits.

Key Features:

• Registration and issuance of ID cards through the e-Shram portal.
• Healthcare coverage under PM Jan Arogya Yojana for gig workers.
• Expected to benefit 1 crore platform workers across various sectors.

Saksham Anganwadi and Poshan 2.0

Objective: Improve nutrition for children, pregnant women, and lactating mothers.

Key Features:

• Targets 8 crore children, 1 crore lactating mothers, and 20 lakh adolescent girls.
• Cost norms enhanced for nutritional programs in aspirational districts.

SWAMIH Fund 2 (Affordable Housing)

Objective: Complete stalled middle-class housing projects.

Key Features:

• Rs. 15,000 crore fund to complete 1 lakh housing units.
• Supports stressed housing projects for families paying EMIs and rent.

4. Expanding Infrastructure and Regional Connectivity

Jal Jeevan Mission

Objective: Ensure potable water access to all rural households.

Key Features:

• Extended to 2028 to cover 100% of rural households.
• Focus on operations, maintenance, and infrastructure quality improvements.

UDAN – Regional Connectivity Scheme

Objective: Improve air connectivity to remote and underserved regions.

Key Features:

• 120 new destinations to be added.
• Expansion of small airports and helipads in aspirational districts.

PM Gati Shakti

Objective: Modernize infrastructure planning using geospatial technology.

Key Features:

• Launch of National Geospatial Mission to develop urban planning and land records.
• Access to real-time geospatial data for infrastructure projects.

5. Education, Innovation, and Research

Bharatiya Bhasha Pustak Scheme

Objective: Promote regional language education.

Key Features:

• Digital books in Indian languages for school and higher education.
• Aims to enhance comprehension and learning outcomes.

PM Research Fellowship

Objective: Promote cutting-edge research in science and technology.

Key Features:

• 10,000 fellowships for IISc and IIT research students.
• Financial support for advanced research in critical sectors.

Atal Tinkering Labs

Objective: Cultivate scientific thinking and innovation in schools.

Key Features:

• 50,000 new Atal Tinkering Labs to be established in government schools.
• Encourages STEM learning and problem-solving skills.

Employment-Led Growth in Tourism

Objective: Generate employment through tourism development.

Key Features:

• MUDRA loans to support homestay businesses.
• Improved connectivity and enhanced e-visa facilities.

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